AI replacement fears fall sharply among underwriters and actuaries: hyperexponential

2025-11-26 · Source: Reinsurance News

Summary in 3 Points • AI replacement fears drop among underwriters and actuaries • hyperexponential report shows significant decline in 2025 • Fear levels fell from 74% and 80% in 2024 --- In 2025, a significant decline in the fear of being replaced by **artificial intelligence** has been observed among underwriters and actuaries, according to a recent report by **hyperexponential**. The report highlights that only 48% of underwriters and 49% of actuaries now fear replacement by **AI**, a notable decrease from 74% and 80% respectively in 2024. This shift reflects a growing confidence in the coexistence of human expertise and **AI** technologies within the insurance industry, as reported by **Reinsurance News**. For the London Insurance Market, this trend suggests a stabilizing perception of **AI** as a complementary tool rather than a threat. The reduced fear among professionals like underwriters and actuaries could lead to increased adoption of **AI** technologies, enhancing efficiency and decision-making processes. **hyperexponential**'s findings may encourage insurers to invest more in **AI** solutions, potentially reshaping risk assessment and pricing strategies. This evolving landscape underscores the importance of integrating **artificial intelligence** with human insight to maintain competitive advantage in the market.

London market impact

For the London Insurance Market, this trend suggests a stabilizing perception of AI as a complementary tool rather than a threat. The reduced fear among professionals like underwriters and actuaries could lead to increased adoption of AI technologies, enhancing efficiency and decision-making processes. hyperexponential's findings may encourage insurers to invest more in AI solutions, potentially reshaping risk assessment and pricing strategies.