InsurTech funding up to $5.08bn in 2025 as re/insurers make more investments: Gallagher Re

2026-02-12 · Source: Reinsurance News

Summary in 3 Points • Global InsurTech funding reached $1.68 billion in Q4 2025, marking a 66.8% increase over the previous quarter • Total InsurTech investments for 2025 rose by nearly 20% year-on-year, reaching $5.08 billion, according to Gallagher Re • This surge represents the highest quarterly funding level since Q3 2022, driven by increased re/insurer investments --- Global InsurTech funding surged to $1.68 billion in the fourth quarter of 2025, representing a significant 66.8% increase from the previous quarter, as reported by **Gallagher Re**. This marks the highest level of quarterly funding since the third quarter of 2022. For the entire year of 2025, investments in InsurTech rose by nearly 20% year-on-year, totaling $5.08 billion. The increase in funding highlights a growing confidence among re/insurers in the potential of InsurTech innovations to transform the industry, as they continue to allocate substantial resources towards these technologies. For the **London Insurance Market**, this upward trend in InsurTech funding underscores the increasing importance of technological advancements in maintaining competitive advantage. As re/insurers like **Gallagher Re** invest more heavily in InsurTech, there is a clear indication that the market is shifting towards digital solutions to enhance efficiency and customer experience. This shift may lead to changes in how traditional insurance services are delivered, prompting London Market professionals to adapt to new technologies and business models. **Underwriters**, **brokers**, and **risk managers** should closely monitor these developments in InsurTech investments, as they present both opportunities and challenges. Professionals in the London Market may need to consider integrating advanced technologies into their operations to stay competitive. Additionally, understanding the implications of these investments can help in assessing the potential risks and benefits associated with new InsurTech solutions. Staying informed about the latest trends and innovations will be crucial for making strategic decisions that align with the evolving landscape of the insurance industry.

London market impact

For the London Insurance Market, this upward trend in InsurTech funding underscores the increasing importance of technological advancements in maintaining competitive advantage. As re/insurers like Gallagher Re invest more heavily in InsurTech, there is a clear indication that the market is shifting towards digital solutions to enhance efficiency and customer experience. This shift may lead to changes in how traditional insurance services are delivered, prompting London Market professionals to adapt to new technologies and business models.