Bring It On: AI Strategy Sways Underwriter Choices of Employers

2026-08-01 · Source: Carrier Management

Summary in 3 Points • 72% of underwriters prefer employers with clear AI strategies, according to a Sixfold survey of 543 professionals • 99% of underwriting executives believe AI enhances industry prospects, with 90% of underwriters recommending the career • 83% of underwriters spend significant time chasing information from brokers, despite AI's benefits in underwriting --- A recent survey by **Sixfold** reveals that 72% of underwriters prioritise companies with structured **AI strategies** when considering new roles. The report, "The Future of Underwriting: AI Adoption, Workforce Trends, and Industry Optimism," surveyed 543 underwriting professionals across the United States and Europe, indicating a shift in priorities as underwriters and executives embrace AI's potential. The study found that 99% of underwriting executives are optimistic about AI's impact on the industry's future, with 90% of underwriters recommending underwriting as a career. Despite AI's benefits, challenges remain, such as 83% of underwriters spending considerable time obtaining missing information from brokers. For the **London Insurance Market**, the findings show AI's critical role in **commercial P/C lines**, a sector where London plays a pivotal role. As underwriters increasingly favour employers with advanced AI capabilities, London-based carriers must prioritise AI integration to retain talent and remain competitive. The survey's insights into AI's impact on underwriting speed and decision quality are particularly relevant for **Lloyd's syndicates**, which lead in global specialty lines. With 76% of underwriters seeing improved decision-making through AI, London Market firms should use these tools to enhance underwriting performance and maintain their edge in the global market. **Underwriters** and **brokers** in the London Market should consider how AI tools can streamline their workflows and improve interactions with distribution partners. The survey indicates that AI can facilitate more substantive conversations with agents and brokers, a crucial factor in improving risk assessment and decision-making. As AI adoption continues to shape the industry, professionals should stay informed about the latest tools and trends to maximise their effectiveness and ensure alignment with changing market demands. Embracing AI fluency will be essential for maintaining competitiveness and achieving better loss ratios in the future.

London market impact

For the London Insurance Market, the findings show AI's critical role in commercial P/C lines, a sector where London plays a pivotal role. As underwriters increasingly favour employers with advanced AI capabilities, London-based carriers must prioritise AI integration to retain talent and remain competitive. The survey's insights into AI's impact on underwriting speed and decision quality are particularly relevant for Lloyd's syndicates, which lead in global specialty lines.