2026-09-03 · Source: Insurance Business UK
Summary in 3 Points • Uber and Wayve launched London's first robotaxi service with 15 licensed vehicles • GMB warns that 300,000 driving jobs could be at risk from autonomous vehicles • The UK's Automated Vehicles Act creates new legal entities for liability in autonomous driving --- Uber and British AI firm Wayve have launched the first robotaxi service in London, marking a significant milestone in autonomous vehicle deployment in the UK. The service begins with 15 licensed vehicles, each equipped with a human safety driver. The launch has sparked concerns from GMB, a trade union, about potential job losses, with over 300,000 driving jobs potentially at risk. The UK's Automated Vehicles Act introduces two new legal entities to handle liability: the Automated Self-Driving Entity and the No-User-In-Charge operator. This framework aims to clarify liability but poses challenges for insurers as they adapt to new underwriting models and coverage needs.
The introduction of robotaxis in London presents new challenges and opportunities for the insurance market. Insurers may need to develop layered insurance products that combine traditional motor liability with coverage for technology errors. London's complex driving conditions will test the UK's Automated Vehicles Act liability framework, potentially influencing policy wording and pricing. As liability shifts from drivers to technology providers, insurers must adapt to these changes or risk obsolescence. The transition could lead to a reduced personal motor risk pool, impacting underwriting strategies and claims management.