2026-09-14 · Source: Insurance News Australia
Summary in 3 Points • Gallagher Re report suggests digital footprint data can enhance cyber risk underwriting • The report highlights a positive relationship between ISP diversity and claim likelihood • Digital footprint data includes ISP count, email provider diversity, and exposed services --- A report by Gallagher Re, in collaboration with cyber risk intelligence firm KYND, highlights the potential of using digital footprint data to enhance cyber risk underwriting. Traditional firmographic data like company revenue and employee size, while important, do not fully capture an organisation's cyber exposure. The report identifies a positive relationship between the diversity of Internet Service Providers (ISPs) and the likelihood of cyber claims, suggesting that ISP diversity is an important indicator of an organisation's external technology footprint. Additionally, other digital footprint data such as email provider diversity and externally exposed services can further refine cyber risk pricing. This approach offers a new perspective on understanding and managing cyber exposure.
The findings from the Gallagher Re report could influence how London Market insurers assess cyber risk. By incorporating digital footprint data, underwriters may gain a more nuanced understanding of an organisation's cyber exposure, potentially leading to more accurate pricing and risk selection. This approach could also impact policy wording, as insurers might consider including specific clauses related to digital footprint metrics. Additionally, the insights from ISP diversity and other technographic signals could inform claims strategies, helping insurers better anticipate and manage cyber claim frequencies.