2026-09-21 · Source: Insurance Journal (API)
Summary in 3 Points • Mosaic Insurance launched HALO, an AI-enabled digital underwriting system for small and midsize enterprises. • HALO allows brokers to submit data via email, API, or portal, streamlining the underwriting process. • The system provides cyber risk intelligence and telemetry monitoring throughout the policy period. --- Mosaic Insurance has introduced HALO, an AI-driven digital underwriting system aimed at enhancing the efficiency of underwriting for small and midsize enterprises (SMEs). This innovative platform integrates broker trading activity and underwriting decisions, allowing for rapid product development and deployment. Brokers can submit data through various channels, which the system then structures and enriches, significantly reducing the need for follow-up inquiries and expediting the underwriting process. HALO not only facilitates quick quotes and binding but also offers ongoing cyber risk intelligence and telemetry monitoring for insureds. This capability enables continuous assessment of risk exposure throughout the policy period. Mosaic's co-founder highlighted HALO as a transformative step in their AI strategy, enhancing market reach and operational efficiency. The platform is set to support the launch of additional specialty products, reinforcing Mosaic's commitment to innovation in the insurance sector. For the London Insurance Market, HALO's capabilities could enhance the underwriting process for cyber insurance, a growing line of business, particularly through institutions like Lloyd's of London.
For the London Insurance Market, HALO's capabilities could enhance the underwriting process for cyber insurance, a growing line of business, particularly through institutions like Lloyd's of London.