2026-10-27 · Source: Commercial Risk
Summary in 3 Points • Marsh advises European businesses to review affirmative cover for AI in cyber insurance policies. • New definitions and conditions in policies could add complexity and restrict coverage. • The caution comes as AI-related risks evolve in the cyber insurance landscape. --- Marsh is advising European businesses to carefully review affirmative cover for AI in their cyber insurance policies. The inclusion of new definitions and conditions could add complexity and unintentionally restrict coverage, which is crucial as AI-related risks evolve. This caution reflects the growing importance of understanding the implications of AI on cyber insurance, particularly as businesses increasingly rely on technology. The evolving nature of AI risks necessitates a thorough examination of existing policies to ensure adequate protection. As the cyber insurance market adapts to these changes, firms must remain vigilant about the potential impacts on their coverage. This situation highlights the need for clear definitions and conditions in policies to avoid unintended limitations on coverage. Marsh's caution reflects the evolving nature of AI-related risks in cyber insurance, impacting policy definitions and coverage complexity.
Marsh's caution reflects the evolving nature of AI-related risks in cyber insurance, impacting policy definitions and coverage complexity.