AI will ‘go all the way’ to autonomous underwriting, Scor’s Thierry Léger predicts

2026-11-02 · Source: InsuranceAsia News

Summary in 3 Points • Scor CEO Thierry Léger predicts AI will transform underwriting roles, signalling a shift towards autonomous decision-making. • Léger emphasises the need for governance and oversight as AI progresses to level four autonomy in underwriting. • Scor is currently utilising AI for contract management and has developed a pilot for augmented underwriting. --- Scor CEO Thierry Léger has indicated that AI will significantly alter underwriting roles, potentially leading to fully autonomous decision-making in the future. He highlighted the importance of governance and oversight as the industry transitions towards AI-driven processes, particularly as Scor aims to advance from level three to level four autonomy in underwriting, where AI would autonomously send offers to clients. Currently, Scor employs AI extensively for contract management and is piloting augmented underwriting, which enhances data analysis and pricing decisions. Léger acknowledged the challenges of managing AI agents compared to human underwriters, stressing the need for clear protocols to track AI decision-making processes. This evolution in underwriting practices could reshape workforce dynamics and operational models within the insurance sector. The shift towards AI-driven underwriting at Scor reflects a broader trend in the industry, necessitating governance frameworks as firms adapt to new technologies.

London market impact

The shift towards AI-driven underwriting at Scor reflects a broader trend in the industry, necessitating governance frameworks as firms adapt to new technologies.